Canada

AmericasCAD94 Tax Treaties

Top Income Tax

33%

Marginal rate

Corporate Tax

26.5%

Standard rate

VAT / Sales Tax

5%

Standard rate

Capital Gains

26.76%

Standard rate

Overview

Canada offers a high quality of life with a progressive tax system. The small business corporate rate of 9% is competitive, and the SR&ED program provides generous R&D credits. Toronto and Vancouver are major tech hubs, though high housing costs are a concern.

Income Tax Brackets

Income Range (CAD)Tax Rate
0 - 55,86715%
55,867 - 111,73320.5%
111,733 - 154,90626%
154,906 - 220,00029%
220,000+33%

Federal rates. Provincial taxes add 4-25.75%. Combined top rate ranges from 44.5% (Nunavut) to 54.8% (Nova Scotia).

Corporate Tax

Standard Rate

26.5%

15% federal + ~11.5% provincial average. Small business rate: 9% federal on first 500k CAD.

VAT / Sales Tax

Standard Rate

5%

5% federal GST. Provinces add PST (0-10%) or use HST (13-15%). Alberta has no PST.

Capital Gains Tax

Standard Rate

26.76%

50% of gains included in income (66.7% inclusion for amounts over 250k CAD from 2024). Taxed at marginal rate.

Social Security Contributions

Employee

7.2%

Employer

7.7%

Self-Employed

14.4%

CPP/QPP + EI contributions. Self-employed pay both CPP portions.

Special Tax Regimes

SR&ED Tax Credit

Investment tax credit of 15-35% for scientific research and experimental development expenditures.

Eligibility: Any Canadian business conducting qualifying R&D activities. Higher rate for CCPCs.

Pros & Cons

Pros

  • Small business 9% federal rate
  • Generous SR&ED R&D credits
  • High quality of life
  • Stable political system
  • Universal healthcare

Cons

  • High combined personal tax (up to 54.8%)
  • No digital nomad visa
  • High cost of living in major cities
  • Capital gains inclusion rate increasing

Living Indicators

Cost of Living Index

68/ 100

Above average

Quality of Life Index

76/ 100

Good

Best For

R&D companiessmall businessesquality-of-life seekers

Data Sources

Tax rate data for Canada is compiled from the following authoritative sources:

Last verified: 2024-01

Disclaimer: This content is for informational purposes only and does not constitute tax advice. Tax laws change frequently. Always consult a qualified tax professional before making decisions about your tax residency or obligations.